Through her phenomenally popular and award-winning podcast, She’s on the Money,Victoria Devine has built an empowered and supportive community of women finding their way to financial freedom.
Honest, relatable, non-judgemental and motivating, Victoria is a financial adviser who knows what millennial life is really like and where we can get stuck with money stuff. (Did someone say ‘Afterpay’…?) So, to help you hit your money goals without skimping on brunch, she’s put all her expert advice into this accessible guide that will set you up for a healthy and happy future.
Learn how to be more secure, independent and informed with your money – with clear steps on how to budget, clear debts, build savings, start investing, buy property and much more. And along with all the practical information, Victoria will guide you through the sometimes-tricky psychology surrounding money so you can establish the values, habits and confidence that will help you build your wealth long-term.
Just like the podcast, the book is full of real-life money stories from members of the She’s on the Money community who candidly share their experiences, wins and lessons learned to inspire others to turn their stories around, too. And with templates and activities throughout, plus a twelve-month plan to get you started, you can immediately put Victoria’s recommendations into action in your own life.
Victoria Devine’s financial self-help book She’s On the Money will help all readers on their journey to save more, invest more, and put their money towards realistic, achievable goals.
Victoria Devine is an Australian financial advisor and company founder. She’s the creator of the finance podcast of the same name, and prides herself on passing along reliable, helpful financial advise to young women. I haven’t read Barefoot Investor so impossible to know how it stands up — some reviews have noted the similarities. I also haven’t listened to Victoria’s podcast, which some people say has the same information as this book.
“If you want to create a structure for sustainable saving, start by tweaking small things instead of taking an all-or-nothing approach. Be reasonable and be aware. Before you go out to dinner or take a tour through the city or head off on a road trip think about what you’re going to spend.”
The writing style is accessible and accepting, so young women who haven’t had many successes saving money won’t feel shamed when reading this.
Readers will get value out of certain aspects of the book, and it’s entirely dependent on where they are in their life. I’m really quite savvy at saving money, and I don’t possess an interest in shares or investing, but my interests definitely lie in learning the how-tos of buying property and what I need to be aware of before purchasing property. Young readers who haven’t been able to save money but can’t work out why will find this book especially helpful.
“Look, credit cards aren’t bad. It’s just that people are bad with credit cards. And it’s okay that we aren’t super amazing in every aspect of our lives. I just think we need to be realistic about which financial products are enabling us. What things are making us stray from our values and goals?”
There are certain elements of the book that I’m not sure are as useful — I’ve never been one to fill out any interactive element or activity in a book, and this book has a lot of them. But hey, perhaps that works for some people.
“I hear a lot of excuses for why people can’t save, but the notion that they don’t earn a high enough wage is the one I want to debunk first. Saying that you’ll start saving when you earn more money is like saying you’ll start going to the gym once you’re skinny and fit.”
Recommended for readers wanting to understand their financials better. This is a pretty clear-cut book — either you’ll want to read it or you won’t. But know there’s a lot of information in here worth learning. Readership skews female, 16+
Thank you to the publisher for sending me a review copy in exchange for an honest review.
She’s On The Money
Penguin Random House Publishers